/* =========================================================
   Write Off Whiz — styles
   Palette
     navy-900  #15275f   (deepest bg)
     navy-800  #1f3278   (primary navy)
     navy-700  #2c4192
     gold-500  #f5b921   (primary accent)
     gold-600  #e6a817
     cream     #f5f3ee   (warm background)
     paper     #ffffff
     ink       #0c1228   (body text on light)
     ink-mute  #4b5575
========================================================= */

:root {
  --navy-900: #15275f;
  --navy-800: #1f3278;
  --navy-700: #2c4192;
  --navy-600: #3a52ab;
  --navy-line: rgba(255, 255, 255, 0.08);
  --gold-300: #ffd97a;
  --gold-500: #f5b921;
  --gold-600: #e6a817;
  --gold-700: #b48306;
  --cream: #f5f3ee;
  --cream-2: #efece4;
  --paper: #ffffff;
  --paper-warm: #faf8f3;
  --ink: #0c1228;
  --ink-mute: #4b5575;
  --ink-soft: #6b7591;
  --danger: #d14b3a;

  --radius-sm: 8px;
  --radius: 14px;
  --radius-lg: 22px;
  --radius-xl: 28px;

  --shadow-sm: 0 2px 8px rgba(12, 18, 40, 0.06);
  --shadow: 0 10px 30px rgba(12, 18, 40, 0.08);
  --shadow-lg: 0 24px 60px rgba(12, 18, 40, 0.14);

  --container: 1200px;
  --gutter: clamp(24px, 5vw, 56px);

  --font-sans:
    "Inter", system-ui, -apple-system, "Segoe UI", Roboto, "Helvetica Neue",
    Arial, sans-serif;
  --font-display: "Playfair Display", Georgia, "Times New Roman", serif;
}

/* Reset */
*,
*::before,
*::after {
  box-sizing: border-box;
}
html {
  -webkit-text-size-adjust: 100%;
  scroll-behavior: smooth;
}
body {
  margin: 0;
  font-family: var(--font-sans);
  color: var(--ink);
  background: var(--paper);
  line-height: 1.55;
  -webkit-font-smoothing: antialiased;
  text-rendering: optimizeLegibility;
}
img,
svg {
  display: block;
  max-width: 100%;
}
a {
  color: inherit;
  text-decoration: none;
}
button {
  font: inherit;
  cursor: pointer;
  border: 0;
  background: transparent;
  color: inherit;
}
ul,
ol {
  padding: 0;
  margin: 0;
  list-style: none;
}
h1,
h2,
h3,
h4 {
  margin: 0;
  font-family: var(--font-display);
  font-weight: 700;
  letter-spacing: -0.01em;
  line-height: 1.15;
}
p {
  margin: 0 0 1em;
}

/* Skip link */
.skip-link {
  position: absolute;
  left: -9999px;
  top: 0;
  background: var(--navy-800);
  color: #fff;
  padding: 10px 14px;
  z-index: 100;
}
.skip-link:focus {
  left: 12px;
  top: 12px;
}

/* Container */
.container {
  width: min(100%, var(--container));
  margin-inline: auto;
  padding-inline: var(--gutter);
}

/* Buttons */
.btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 10px;
  padding: 12px 22px;
  border-radius: 999px;
  font-weight: 600;
  transition:
    transform 0.15s ease,
    box-shadow 0.2s ease,
    background 0.2s ease,
    color 0.2s ease,
    border-color 0.2s ease;
  white-space: nowrap;
  line-height: 1;
}
.btn--sm {
  padding: 9px 16px;
  font-size: 14px;
}
.btn--md {
  padding: 13px 22px;
  font-size: 15px;
}
.btn--lg {
  padding: 16px 26px;
  font-size: 16px;
}
.btn--full {
  width: 100%;
}
.btn__arrow {
  width: 18px;
  height: 18px;
}
.btn__arrow--out {
  width: 16px;
  height: 16px;
}
.btn:hover {
  transform: translateY(-1px);
}
.btn:active {
  transform: translateY(0);
}

.btn--primary {
  background: var(--gold-500);
  color: #1a1404;
  box-shadow: 0 8px 22px rgba(245, 185, 33, 0.28);
}
.btn--primary:hover {
  background: var(--gold-600);
  box-shadow: 0 10px 26px rgba(245, 185, 33, 0.36);
}

.btn--ghost {
  background: transparent;
  color: #fff;
  border: 1.5px solid rgba(255, 255, 255, 0.5);
}
.btn--ghost:hover {
  background: rgba(255, 255, 255, 0.08);
  border-color: #fff;
}

/* Header / Nav */
.site-header {
  position: sticky;
  top: 0;
  z-index: 50;
  background: #ffffff;
  border-bottom: 1px solid rgba(12, 18, 40, 0.08);
  color: var(--ink);
}
.site-header.is-scrolled {
  box-shadow: 0 4px 18px rgba(12, 18, 40, 0.08);
}
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  /* vmin keeps header shorter on wide-but-short laptop windows (vw alone balloons at ~1200px width). */
  min-height: clamp(64px, min(11vw, 20vmin), 144px);
  gap: 16px;
  padding-top: clamp(6px, min(1.4vw, 1.4vmin), 16px);
  padding-bottom: clamp(6px, min(1.4vw, 1.4vmin), 16px);
}

.brand {
  display: flex;
  align-items: center;
  gap: 12px;
  color: var(--ink);
  min-width: 0;
}
.brand__mark {
  height: clamp(48px, min(10vw, 17vmin), 130px);
  width: auto;
  display: block;
}

/* Short viewports (small laptop displays, browser zoomed with chrome visible) */
@media (max-height: 720px) and (min-width: 901px) {
  .nav {
    min-height: clamp(56px, 12vmin, 104px);
    padding-top: 6px;
    padding-bottom: 6px;
  }
  .brand__mark {
    height: clamp(44px, 10vmin, 96px);
  }
}

.nav__menu {
  display: flex;
  align-items: center;
  gap: 28px;
}
.nav__menu a {
  font-size: 15px;
  font-weight: 500;
  color: var(--ink);
}
.nav__menu a:hover {
  color: var(--gold-600);
}

/* Header CTA — solid navy pill, white text */
.nav__menu .btn {
  background: var(--navy-800);
  color: #fff;
  box-shadow: 0 6px 16px rgba(15, 31, 79, 0.22);
}
.nav__menu .btn:hover {
  background: var(--navy-700);
  box-shadow: 0 8px 20px rgba(15, 31, 79, 0.3);
}

.nav__toggle {
  display: none;
  width: 42px;
  height: 42px;
  border-radius: 10px;
  background: rgba(12, 18, 40, 0.05);
  padding: 9px;
}
.nav__toggle span {
  display: block;
  height: 2px;
  background: var(--ink);
  border-radius: 2px;
  margin: 4px 0;
  transition:
    transform 0.2s,
    opacity 0.2s;
}
.nav__toggle[aria-expanded="true"] span:nth-child(1) {
  transform: translateY(6px) rotate(45deg);
}
.nav__toggle[aria-expanded="true"] span:nth-child(2) {
  opacity: 0;
}
.nav__toggle[aria-expanded="true"] span:nth-child(3) {
  transform: translateY(-6px) rotate(-45deg);
}

@media (max-width: 900px) {
  .nav {
    min-height: 72px;
    padding-top: 12px;
    padding-bottom: 12px;
  }
  .brand {
    padding: 8px 10px 8px 4px;
    margin-right: 8px;
  }
  .brand__mark {
    height: clamp(40px, 11vw, 52px);
  }
  .nav__toggle {
    display: block;
  }
  .nav__menu {
    position: absolute;
    top: 100%;
    left: 0;
    right: 0;
    flex-direction: column;
    align-items: stretch;
    gap: 0;
    background: #fff;
    border-top: 1px solid rgba(12, 18, 40, 0.08);
    box-shadow: 0 12px 24px rgba(12, 18, 40, 0.08);
    padding: 8px var(--gutter) 18px;
    transform: translateY(-8px);
    opacity: 0;
    pointer-events: none;
    transition:
      transform 0.2s,
      opacity 0.2s;
  }
  .nav__menu a {
    padding: 14px 0;
    border-bottom: 1px solid rgba(12, 18, 40, 0.08);
  }
  .nav__menu a.btn {
    margin-top: 12px;
    padding: 14px 22px;
    justify-content: center;
  }
  .nav__menu.is-open {
    transform: translateY(0);
    opacity: 1;
    pointer-events: auto;
  }
}

/* Display + typography */
.display {
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(36px, 6vw, 64px);
  line-height: 1.05;
  letter-spacing: -0.015em;
}
.display--md {
  font-size: clamp(30px, 4.4vw, 48px);
}
.display .block {
  display: block;
}
.hero__headline-line {
  display: block;
  white-space: nowrap;
}
.hero__headline-nowrap {
  white-space: nowrap;
}
.lede {
  font-size: clamp(16px, 1.6vw, 18px);
  color: var(--ink-mute);
  max-width: 56ch;
}
.lede--light {
  color: rgba(255, 255, 255, 0.78);
}
.highlight-gold {
  color: var(--gold-500);
}
.highlight-white {
  color: #fff;
}

.eyebrow {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.16em;
  text-transform: uppercase;
  color: var(--gold-600);
}
.eyebrow--gold {
  color: var(--gold-500);
}
/* Light sections: navy label + gold rule (WCAG-friendly vs gold on white) */
:is(.section--light, .section--paper-warm, .section--cream) .eyebrow--gold {
  color: var(--navy-800);
  flex-direction: column;
  align-items: flex-start;
  gap: 0;
}
:is(.section--light, .section--paper-warm, .section--cream)
  .section__head--center
  .eyebrow--gold {
  align-items: center;
}
:is(.section--light, .section--paper-warm, .section--cream)
  .eyebrow--gold::after {
  content: "";
  display: block;
  width: 2.75em;
  min-width: 32px;
  height: 3px;
  margin-top: 7px;
  border-radius: 2px;
  background: linear-gradient(
    90deg,
    var(--gold-500) 0%,
    var(--gold-600) 100%
  );
}
:is(.section--light, .section--paper-warm) .highlight-gold {
  color: var(--navy-800);
  text-decoration: underline;
  text-decoration-color: var(--gold-500);
  text-decoration-thickness: 0.12em;
  text-underline-offset: 0.1em;
}
/* Dark sections: gold label + white rule */
.section--dark .eyebrow--gold {
  flex-direction: column;
  align-items: center;
  gap: 0;
}
.section--fees .fees__copy .eyebrow--gold {
  align-items: flex-start;
}
.section--dark .eyebrow--gold::after {
  content: "";
  display: block;
  width: 2.75em;
  min-width: 32px;
  height: 3px;
  margin-top: 7px;
  border-radius: 2px;
  background: rgba(255, 255, 255, 0.9);
}
.eyebrow--pill {
  background: rgba(255, 255, 255, 0.06);
  border: 1px solid rgba(255, 255, 255, 0.12);
  padding: 7px 14px;
  border-radius: 999px;
  color: rgba(255, 255, 255, 0.9);
  font-size: 11px;
  letter-spacing: 0.14em;
}
.eyebrow--pill .dot {
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: var(--gold-500);
}

/* Sections */
.section {
  padding: clamp(64px, 9vw, 120px) 0;
}
.section--dark {
  background: var(--navy-800);
  color: #fff;
  position: relative;
  overflow: hidden;
}
.section--dark::before {
  content: "";
  position: absolute;
  inset: 0;
  background:
    radial-gradient(
      60% 50% at 80% 0%,
      rgba(245, 185, 33, 0.1),
      transparent 60%
    ),
    radial-gradient(
      50% 40% at 0% 100%,
      rgba(245, 185, 33, 0.06),
      transparent 60%
    );
  pointer-events: none;
}
.section--dark > .container {
  position: relative;
}
.section--light {
  background: var(--paper);
}
.section--paper-warm {
  background: var(--paper-warm);
}
.section--cream {
  background: var(--cream);
}

.section__head {
  max-width: 760px;
  margin-bottom: clamp(36px, 5vw, 56px);
}
.section__head--center {
  margin-inline: auto;
  text-align: center;
}
.section__head .lede,
.section__sub {
  color: var(--ink-mute);
  font-size: clamp(15px, 1.4vw, 17px);
  margin-top: 14px;
}
.section--dark .section__sub {
  color: rgba(255, 255, 255, 0.7);
}
.section__head .display {
  margin-top: 14px;
}
.section__head--solo {
  margin-bottom: 0;
}

/* ============== HERO ============== */
.hero {
  position: relative;
  color: #fff;
  isolation: isolate;
  background: var(--navy-800);
  overflow: hidden;
  /* Gap below grid content → affiliation pill */
  --hero-below-content: clamp(60px, 8vw, 100px);
}
.hero__bg {
  position: absolute;
  inset: 0;
  z-index: -1;
  background:
    /* Bright spotlight behind the wizard logo */
    radial-gradient(
      55% 65% at 78% 50%,
      rgba(120, 160, 255, 0.32),
      rgba(31, 52, 134, 0.12) 45%,
      transparent 70%
    ),
    /* Warm gold haze, top-right */
    radial-gradient(
      50% 55% at 85% 18%,
      rgba(245, 185, 33, 0.22),
      transparent 65%
    ),
    /* Soft navy lift, bottom-left */
    radial-gradient(
      45% 55% at 12% 90%,
      rgba(60, 92, 180, 0.55),
      transparent 65%
    ),
    /* Subtle vignette to push focus center-right */
    radial-gradient(
      120% 90% at 60% 50%,
      transparent 0%,
      rgba(21, 39, 95, 0.45) 100%
    ),
    linear-gradient(180deg, var(--navy-800) 0%, var(--navy-900) 100%);
}
.hero__grid {
  display: grid;
  grid-template-columns: 1.15fr 1fr;
  gap: clamp(28px, 5vw, 64px);
  padding: clamp(56px, 9vw, 120px) var(--gutter) var(--hero-below-content);
  align-items: center;
}
.hero__copy-head .display {
  margin-top: 0;
  color: #fff;
}
.hero__copy-head {
  grid-column: 1;
  grid-row: 1;
}
.hero__copy-body {
  min-width: 0;
  grid-column: 1;
  grid-row: 2;
}
.hero__copy-body .lede {
  color: rgba(255, 255, 255, 0.78);
  margin-top: clamp(28px, 3.5vw, 40px);
  margin-bottom: clamp(12px, 2vw, 20px);
  max-width: 60ch;
}
.hero__copy-body .lede + .lede {
  margin-top: 16px;
}
.hero__guarantee {
  margin: clamp(28px, 4vw, 40px) 0 clamp(28px, 5vw, 44px);
  padding: clamp(8px, 1.5vw, 14px) 0 clamp(10px, 2vw, 16px);
  max-width: min(38ch, 100%);
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(1.15rem, 2.2vw, 1.45rem);
  line-height: 1.35;
  letter-spacing: -0.02em;
  color: rgba(255, 255, 255, 0.95);
  text-align: left;
}
.hero__guarantee-accent {
  color: var(--gold-500);
  letter-spacing: -0.01em;
}
.hero__cta {
  display: flex;
  flex-wrap: wrap;
  gap: 14px;
  margin-top: 0;
}
.hero__cta .btn--lg {
  padding: 12px 18px;
  font-size: 15px;
}
.hero__affiliation-primary {
  margin: 0;
  padding: 0;
  font: inherit;
  color: inherit;
  line-height: 1.35;
  text-align: center;
  min-width: 0;
  display: flex;
  flex-direction: row;
  flex-wrap: wrap;
  justify-content: center;
  align-items: baseline;
  gap: 0.3em;
  grid-column: 1;
  grid-row: 1;
  align-self: center;
}
.hero__affiliation-prefix {
  display: inline;
  margin-bottom: 0;
  color: rgba(255, 255, 255, 0.92);
  font-weight: 500;
  letter-spacing: inherit;
}
.hero__affiliation-secondary {
  margin: 0;
  padding: 0;
  font: inherit;
  color: inherit;
  line-height: 1.35;
  text-align: center;
  width: 100%;
  letter-spacing: inherit;
  text-transform: none;
  text-wrap: balance;
  grid-column: 1;
  grid-row: 2;
}
.hero__affiliation {
  display: flex;
  justify-content: center;
  text-align: center;
  padding: 0
    max(
      var(--gutter),
      env(safe-area-inset-left, 0px),
      env(safe-area-inset-right, 0px)
    )
    var(--hero-below-content);
  overflow-x: auto;
  overflow-y: visible;
  -webkit-overflow-scrolling: touch;
  scrollbar-width: thin;
}
.hero__affiliation .hero__affiliation-pill {
  text-transform: none;
  letter-spacing: 0.04em;
  font-size: clamp(11px, 1.65vw, 14px);
  line-height: 1.35;
  text-align: center;
  white-space: normal;
  flex-shrink: 0;
  width: fit-content;
  max-width: min(100%, 40rem);
  margin-inline: auto;
  padding: 14px clamp(20px, 2.8vw, 32px) 16px;
  display: grid;
  grid-template-columns: auto auto;
  grid-template-rows: auto auto;
  align-items: center;
  column-gap: clamp(12px, 1.8vw, 18px);
  row-gap: 8px;
  text-decoration: none;
  color: inherit;
  cursor: default;
  transition:
    background-color 0.15s ease,
    border-color 0.15s ease,
    box-shadow 0.15s ease;
}
.hero__affiliation .hero__affiliation-pill:hover {
  background: rgba(255, 255, 255, 0.06);
  border-color: rgba(255, 255, 255, 0.18);
}
.hero__affiliation .hero__affiliation-pill:focus-within {
  outline: 2px solid var(--gold-500);
  outline-offset: 3px;
}
.hero__affiliation-site {
  display: inline;
  max-width: 100%;
  text-align: center;
  color: var(--gold-500);
  text-decoration: underline;
  text-underline-offset: 2px;
  text-decoration-thickness: 1px;
  font-weight: 600;
  cursor: pointer;
  transition: color 0.15s ease;
  text-wrap: balance;
}
.hero__affiliation-site:hover {
  color: #ffd97a;
}
.hero__affiliation-site:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 2px;
  border-radius: 2px;
}
.hero__affiliation-fb {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 28px;
  height: 28px;
  margin-top: 0;
  border-radius: 50%;
  overflow: hidden;
  background: transparent;
  text-decoration: none;
  box-shadow: 0 1px 4px rgba(0, 0, 0, 0.22);
  transition:
    transform 0.15s ease,
    box-shadow 0.15s ease;
  grid-column: 2;
  grid-row: 1 / -1;
  justify-self: center;
  align-self: center;
}
.hero__affiliation-fb:hover {
  transform: scale(1.06);
  box-shadow:
    0 0 0 2px rgba(245, 185, 33, 0.45),
    0 2px 10px rgba(0, 0, 0, 0.28);
}
.hero__affiliation-fb:focus-visible {
  outline: none;
  box-shadow:
    0 0 0 2px var(--gold-500),
    0 1px 4px rgba(0, 0, 0, 0.22);
}
.hero__affiliation-fb-img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: contain;
  pointer-events: none;
}

@media (min-width: 1100px) {
  .hero__affiliation .hero__affiliation-pill {
    max-width: min(100%, 72rem);
    padding-inline: clamp(28px, 3.5vw, 48px);
    column-gap: 20px;
  }
}

@media (min-width: 1320px) {
  .hero__affiliation .hero__affiliation-pill {
    max-width: min(100%, 76rem);
  }
}

.hero__visual {
  position: relative;
  grid-column: 2;
  grid-row: 1 / -1;
  align-self: center;
  display: flex;
  flex-direction: column;
  justify-content: center;
  align-items: center;
  gap: clamp(16px, 2.5vw, 28px);
}

@media (min-width: 1025px) {
  .hero__grid {
    row-gap: clamp(12px, 1.8vw, 20px);
    column-gap: clamp(28px, 5vw, 64px);
  }
  .hero__copy-body .lede {
    margin-top: clamp(12px, 1.5vw, 18px);
    max-width: none;
  }
  .hero__visual {
    grid-row: 1 / -1;
    align-self: center;
    gap: clamp(12px, 1.8vw, 18px);
  }
  .hero__guarantee {
    margin: 0;
    padding: 0;
    text-align: center;
    max-width: min(30ch, 100%);
  }
}
.hero__logo-ring {
  width: clamp(280px, 42vw, 520px);
  aspect-ratio: 3 / 2;
  display: grid;
  place-items: center;
  padding: 5.5%;
  background:
    radial-gradient(
      closest-side,
      rgba(255, 255, 255, 0.95),
      rgba(255, 255, 255, 0) 72%
    ),
    radial-gradient(closest-side, rgba(245, 185, 33, 0.22), transparent 70%);
  border-radius: 24px;
}
.hero__logo-ring img {
  width: 100%;
  height: auto;
  max-height: 100%;
  object-fit: contain;
  filter: drop-shadow(0 20px 60px rgba(0, 0, 0, 0.45));
}
/* Hero — phones only: single column stack */
@media (max-width: 767px) {
  .hero {
    --hero-below-content: 40px;
  }
  .hero__affiliation {
    margin-top: clamp(28px, 7vw, 44px);
  }
  .hero__bg {
    background:
      radial-gradient(
        70% 55% at 50% 22%,
        rgba(120, 160, 255, 0.28),
        rgba(31, 52, 134, 0.1) 48%,
        transparent 72%
      ),
      radial-gradient(
        50% 55% at 85% 18%,
        rgba(245, 185, 33, 0.18),
        transparent 65%
      ),
      radial-gradient(
        45% 55% at 12% 90%,
        rgba(60, 92, 180, 0.5),
        transparent 65%
      ),
      radial-gradient(
        120% 90% at 50% 50%,
        transparent 0%,
        rgba(21, 39, 95, 0.45) 100%
      ),
      linear-gradient(180deg, var(--navy-800) 0%, var(--navy-900) 100%);
  }
  .hero__grid {
    display: flex;
    flex-direction: column;
    align-items: stretch;
    padding-top: clamp(28px, 5vw, 44px);
    padding-bottom: clamp(32px, 5vw, 44px);
    gap: 0;
  }
  .hero__visual {
    display: contents;
  }
  .hero__copy-body {
    display: contents;
  }
  .hero__logo-ring {
    box-sizing: border-box;
    order: 1;
    width: min(72vw, 300px);
    max-width: 100%;
    margin-inline: auto;
    margin-top: clamp(4px, 1.5vw, 12px);
    margin-bottom: clamp(32px, 8vw, 48px);
    padding: 6.5%;
    border-radius: 18px;
  }
  .hero__copy-head {
    order: 2;
    width: 100%;
    text-align: left;
  }
  .hero__copy-body .lede {
    order: 3;
    width: 100%;
    max-width: none;
    text-align: left;
  }
  .hero__guarantee {
    order: 4;
    width: 100%;
    margin-top: clamp(22px, 4vw, 28px);
    margin-bottom: clamp(30px, 6vw, 44px);
    padding: clamp(8px, 2vw, 12px) 0 clamp(12px, 2.5vw, 18px);
    text-align: left;
    max-width: none;
  }
  .hero__cta {
    order: 5;
    display: flex;
    flex-direction: column;
    align-items: stretch;
    gap: 12px;
    width: 100%;
    margin-top: 0;
  }
  .hero__cta .btn {
    width: 100%;
    max-width: none;
    white-space: normal;
  }
  .hero__copy-head {
    margin-top: 0;
  }
  .hero__logo-ring img {
    filter: drop-shadow(0 14px 36px rgba(0, 0, 0, 0.4));
  }
}

/* Hero — iPad / tablet: two-column row (desktop-like proportions) */
@media (min-width: 768px) and (max-width: 1024px) {
  .hero {
    --hero-below-content: clamp(48px, 6vw, 72px);
  }
  .hero__grid {
    display: grid;
    grid-template-columns: minmax(0, 1.12fr) minmax(0, 0.88fr);
    grid-template-rows: auto auto;
    align-items: center;
    column-gap: clamp(20px, 3vw, 36px);
    row-gap: clamp(10px, 1.6vw, 16px);
    padding: clamp(40px, 5.5vw, 72px) var(--gutter) var(--hero-below-content);
  }
  .hero__copy-head {
    grid-column: 1;
    grid-row: 1;
    min-width: 0;
  }
  .hero__copy-body {
    grid-column: 1;
    grid-row: 2;
    min-width: 0;
  }
  .hero__visual {
    display: flex;
    grid-column: 2;
    grid-row: 1 / -1;
    align-self: center;
    justify-self: center;
    gap: clamp(12px, 2vw, 20px);
    max-width: 100%;
  }
  .hero__copy-head .display {
    font-size: clamp(30px, 3.6vw, 42px);
    line-height: 1.08;
  }
  .hero__copy-body .lede {
    margin-top: clamp(12px, 1.8vw, 18px);
    margin-bottom: clamp(10px, 1.5vw, 16px);
    max-width: none;
    font-size: clamp(15px, 1.6vw, 17px);
    line-height: 1.6;
  }
  .hero__logo-ring {
    width: min(100%, clamp(200px, 36vw, 320px));
    margin: 0;
    padding: 5.5%;
    border-radius: 20px;
  }
  .hero__guarantee {
    margin: 0;
    padding: 0;
    text-align: center;
    align-self: center;
    max-width: min(28ch, 100%);
    font-size: clamp(1.05rem, 2vw, 1.3rem);
  }
  .hero__cta {
    display: flex;
    flex-wrap: wrap;
    gap: 12px;
    margin-top: clamp(4px, 1vw, 8px);
  }
  .hero__cta .btn {
    width: auto;
    flex: 0 1 auto;
    min-width: 0;
    white-space: nowrap;
  }
  .hero__cta .btn--lg {
    padding: 11px 16px;
    font-size: 14px;
  }
  .hero__affiliation .hero__affiliation-pill {
    max-width: min(100%, 44rem);
    padding-inline: clamp(20px, 3vw, 32px);
  }
  .hero__logo-ring img {
    filter: drop-shadow(0 16px 44px rgba(0, 0, 0, 0.42));
  }
}

/* Hero logo — large phones in stacked layout */
@media (min-width: 480px) and (max-width: 767px) {
  .hero__logo-ring {
    width: min(68vw, 360px);
    margin-bottom: clamp(36px, 5.5vw, 52px);
  }
}

/* About highlights (credibility cards at bottom of About) */
.about-highlights {
  list-style: none;
  margin: clamp(44px, 6vw, 64px) auto 0;
  padding: 0;
  max-width: 960px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: clamp(16px, 2.5vw, 22px);
  align-items: stretch;
}
.about-highlight {
  position: relative;
  display: flex;
  align-items: center;
  min-height: 100%;
  padding: clamp(22px, 3vw, 28px) clamp(20px, 2.5vw, 26px);
  background: var(--paper);
  border: 1px solid rgba(12, 18, 40, 0.08);
  border-radius: var(--radius-lg);
  box-shadow:
    0 1px 2px rgba(12, 18, 40, 0.04),
    0 10px 28px rgba(12, 18, 40, 0.06);
  overflow: hidden;
  transition:
    box-shadow 0.2s ease,
    border-color 0.2s ease;
}
.about-highlight::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 3px;
  background: linear-gradient(
    90deg,
    var(--gold-500) 0%,
    var(--gold-600) 100%
  );
}
.about-highlight:hover {
  border-color: rgba(245, 185, 33, 0.35);
  box-shadow:
    0 2px 4px rgba(12, 18, 40, 0.05),
    0 14px 36px rgba(12, 18, 40, 0.09);
}
.about-highlight p {
  margin: 0;
  font-family: var(--font-display);
  font-size: clamp(1rem, 1.5vw, 1.125rem);
  font-weight: 600;
  line-height: 1.45;
  letter-spacing: -0.02em;
  color: var(--navy-800);
  text-wrap: balance;
}
@media (max-width: 900px) {
  .about-highlights {
    grid-template-columns: 1fr;
    max-width: 520px;
  }
}
@media (min-width: 901px) and (max-width: 1100px) {
  .about-highlights {
    grid-template-columns: repeat(2, 1fr);
  }
  .about-highlight:last-child {
    grid-column: 1 / -1;
  }
}

/* ============== DON'TS ============== */
.dont-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 22px;
}
.dont-card {
  background: var(--cream);
  color: var(--ink);
  border: 1px solid #e3ddcc;
  border-radius: var(--radius);
  padding: 22px 22px 24px;
  box-shadow: var(--shadow-sm);
  transition:
    transform 0.2s ease,
    box-shadow 0.2s ease,
    border-color 0.2s ease;
}
.dont-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow);
  border-color: rgba(209, 75, 58, 0.45);
}
.dont-card__head {
  display: flex;
  align-items: center;
  gap: 12px;
  margin-bottom: 8px;
}
.dont-card__head h3 {
  flex: 1 1 auto;
  min-width: 0;
  font-family: var(--font-sans);
  font-size: 16px;
  font-weight: 700;
  color: var(--ink);
}
.dont-card__x {
  display: inline-grid;
  place-items: center;
  flex: 0 0 28px;
  width: 28px;
  height: 28px;
  min-width: 28px;
  min-height: 28px;
  border-radius: 50%;
  /* Solid fill so every badge matches (rgba over cream can look uneven per card) */
  background-color: #f1dfd8;
  color: var(--danger);
  font-size: 14px;
  font-weight: 700;
  line-height: 1;
}
.dont-card p {
  color: var(--ink-mute);
  font-size: 14.5px;
  margin: 0;
}
@media (max-width: 900px) {
  .dont-grid {
    grid-template-columns: 1fr 1fr;
  }
}
@media (max-width: 600px) {
  .dont-grid {
    grid-template-columns: 1fr;
  }
}

/* ============== PROCESS ============== */
.process-list {
  display: flex;
  flex-direction: column;
  gap: 16px;
  max-width: 920px;
  margin-inline: auto;
}
.process-card {
  background: var(--cream);
  color: var(--ink);
  border: 1px solid #e3ddcc;
  border-radius: var(--radius);
  padding: 22px 22px 22px 22px;
  display: grid;
  grid-template-columns: 56px 1fr;
  gap: 18px;
  align-items: start;
  box-shadow: var(--shadow-sm);
  transition:
    transform 0.2s,
    box-shadow 0.2s,
    border-color 0.2s;
}
.process-card:hover {
  transform: translateY(-2px);
  box-shadow: var(--shadow);
  border-color: var(--gold-500);
}
.process-card__num {
  display: inline-grid;
  place-items: center;
  width: 44px;
  height: 44px;
  border-radius: 10px;
  background: var(--gold-500);
  color: var(--navy-800);
  font-family: var(--font-sans);
  font-weight: 700;
  font-size: 16px;
  letter-spacing: 0.02em;
  font-variant-numeric: tabular-nums;
}
.process-card h3 {
  font-family: var(--font-sans);
  font-size: 18px;
  margin-bottom: 6px;
  color: var(--ink);
}
.process-card p {
  color: var(--ink-mute);
  font-size: 15px;
  margin: 0;
  line-height: 1.65;
}
.process-card p a {
  color: var(--navy-800);
  text-decoration: underline;
  text-underline-offset: 2px;
}
.process-card p a:hover {
  color: var(--gold-600);
}
.process-card p a:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 2px;
  border-radius: 2px;
}
/* ============== FEES ============== */
.section--fees {
  padding-top: clamp(72px, 10vw, 128px);
  padding-bottom: clamp(72px, 10vw, 128px);
}
.fees__copy .display {
  margin-top: clamp(14px, 2vw, 22px);
}
.fees__copy .lede {
  margin-top: clamp(28px, 4vw, 40px);
}
.fees__grid {
  display: grid;
  grid-template-columns: 1fr 1.1fr;
  gap: clamp(24px, 5vw, 64px);
  align-items: center;
}
.fees__visual {
  display: flex;
  justify-content: center;
  align-items: center;
}
.fees__logo-ring {
  width: clamp(240px, 36vw, 460px);
  aspect-ratio: 3 / 2;
  border-radius: 22px;
  background:
    radial-gradient(
      closest-side,
      rgba(255, 255, 255, 0.92),
      rgba(255, 255, 255, 0) 72%
    ),
    radial-gradient(closest-side, rgba(245, 185, 33, 0.22), transparent 76%);
  display: grid;
  place-items: center;
  padding: 5%;
}
.fees__logo-ring img {
  width: 100%;
  height: auto;
  max-height: 100%;
  object-fit: contain;
  filter: drop-shadow(0 20px 60px rgba(0, 0, 0, 0.4));
}
.fees__list {
  margin: clamp(28px, 3.5vw, 36px) 0 clamp(24px, 3vw, 32px);
  display: grid;
  gap: 14px;
}
.fees__list li {
  display: grid;
  grid-template-columns: 24px 1fr;
  gap: 12px;
  align-items: start;
  color: rgba(255, 255, 255, 0.85);
  font-size: 15px;
}
.fees__list .check--gold {
  color: var(--gold-500);
  width: 22px;
  height: 22px;
  margin-top: 2px;
}
.callout {
  background: rgba(245, 185, 33, 0.08);
  border: 1px solid rgba(245, 185, 33, 0.25);
  border-radius: var(--radius);
  padding: 16px 18px;
  color: rgba(255, 255, 255, 0.82);
}
.callout__title {
  display: block;
  color: var(--gold-500);
  font-size: 13px;
  letter-spacing: 0.12em;
  text-transform: uppercase;
  margin-bottom: 6px;
  font-family: var(--font-sans);
}
.callout p {
  margin: 0;
  font-size: 14.5px;
}
.callout--light {
  margin-top: clamp(36px, 5vw, 56px);
  max-width: 720px;
  margin-left: auto;
  margin-right: auto;
  background: rgba(245, 185, 33, 0.14);
  border: 1px solid rgba(230, 168, 23, 0.35);
  color: var(--ink);
}
.callout--light .callout__title {
  color: var(--navy-800);
  width: fit-content;
  margin-inline: auto;
  padding-bottom: 8px;
  position: relative;
}
.callout--light .callout__title::after {
  content: "";
  position: absolute;
  left: 0;
  right: 0;
  bottom: 0;
  height: 3px;
  border-radius: 2px;
  background: linear-gradient(
    90deg,
    var(--gold-500) 0%,
    var(--gold-600) 100%
  );
}
.callout--light p {
  color: var(--ink-mute);
}
@media (max-width: 900px) {
  .fees__grid {
    grid-template-columns: 1fr;
  }
  .fees__visual {
    order: -1;
  }
  .fees__logo-ring {
    width: min(72vw, 300px);
    aspect-ratio: auto;
    padding: 0;
    border-radius: 0;
    background: transparent;
  }
}

/* ============== RESULTS ============== */
.results-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 22px;
}

.results-carousel {
  display: grid;
  grid-template-columns: auto minmax(0, 1fr) auto;
  align-items: center;
  gap: clamp(12px, 2vw, 24px);
  max-width: 1180px;
  margin-inline: auto;
  margin-top: clamp(28px, 4vw, 44px);
}
.results-carousel__viewport {
  min-width: 0;
  overflow: hidden;
}
.results-carousel__track {
  display: flex;
  width: 200%;
  will-change: transform;
  transition: transform 0.5s cubic-bezier(0.25, 0.1, 0.25, 1);
}
.results-carousel.is-reduced-motion .results-carousel__track {
  transition: none;
}
.results-carousel__slide {
  flex: 0 0 50%;
  box-sizing: border-box;
}
.results-grid--solo {
  max-width: 420px;
  margin-inline: auto;
  grid-template-columns: 1fr;
}
.results-carousel__arrow {
  flex-shrink: 0;
  width: 44px;
  height: 44px;
  border-radius: 50%;
  border: 1px solid #d9d2c2;
  background: #fff;
  color: var(--navy-800);
  cursor: pointer;
  display: grid;
  place-items: center;
  box-shadow: var(--shadow-sm);
  transition:
    background 0.2s,
    color 0.2s,
    border-color 0.2s,
    box-shadow 0.2s;
}
.results-carousel__arrow:hover {
  background: var(--navy-800);
  color: var(--gold-500);
  border-color: var(--navy-800);
  box-shadow: var(--shadow);
}
.results-carousel__arrow:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 3px;
}

.result-card {
  background: #fff;
  border: 1px solid #ece7da;
  border-radius: var(--radius);
  padding: 22px;
  box-shadow: var(--shadow-sm);
  display: flex;
  flex-direction: column;
  gap: 14px;
  transition:
    transform 0.2s,
    box-shadow 0.2s;
}
.result-card:hover {
  transform: translateY(-3px);
  box-shadow: var(--shadow);
}
.result-card__stars {
  color: var(--gold-500);
  font-size: 18px;
  letter-spacing: 4px;
}
.result-card__quote {
  color: var(--ink);
  font-style: italic;
  font-size: 15px;
  margin: 0;
}
.result-card__foot {
  margin-top: auto;
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 12px;
  padding-top: 12px;
  border-top: 1px dashed #e3ddcc;
}
.result-card__person {
  display: flex;
  align-items: center;
  gap: 10px;
}
.avatar {
  width: 36px;
  height: 36px;
  border-radius: 50%;
  background: var(--navy-800);
  color: #fff;
  display: inline-grid;
  place-items: center;
  font-size: 12px;
  font-weight: 700;
  letter-spacing: 0.04em;
}
.result-card__name {
  font-weight: 700;
  font-size: 14px;
}
.result-card__source {
  font-size: 12px;
  color: var(--ink-soft);
}
.result-card__win {
  text-align: right;
}
.result-card__win-label {
  display: block;
  font-size: 11px;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--ink-soft);
}
.result-card__win-amt {
  font-family: var(--font-display);
  font-weight: 700;
  color: #18a957;
  font-size: 20px;
}
.result-card__win-amt--text {
  font-family: var(--font-sans);
  font-size: 14px;
  font-weight: 700;
  line-height: 1.3;
  text-wrap: balance;
}
.result-card__win-note {
  display: block;
  margin-top: 4px;
  font-size: 11px;
  font-weight: 600;
  line-height: 1.35;
  color: var(--ink-soft);
  text-wrap: balance;
}
.results-note {
  text-align: center;
  margin-top: 24px;
  color: var(--ink-soft);
  font-size: 13px;
}
@media (max-width: 900px) {
  .results-carousel {
    display: grid;
    grid-template-columns: 1fr auto auto 1fr;
    column-gap: 12px;
    row-gap: 16px;
    align-items: center;
    max-width: 1180px;
    margin-inline: auto;
  }
  .results-carousel__viewport {
    grid-column: 1 / -1;
    grid-row: 1;
    width: 100%;
    min-width: 0;
  }
  .results-carousel__arrow--prev {
    grid-column: 2;
    grid-row: 2;
    justify-self: end;
  }
  .results-carousel__arrow--next {
    grid-column: 3;
    grid-row: 2;
    justify-self: start;
  }
  .results-grid {
    grid-template-columns: 1fr;
    max-width: 540px;
    margin-inline: auto;
  }
}

/* ============== HORIZON CALLOUT ============== */
.horizon-card {
  background: #e9e6dc;
  border-radius: var(--radius-lg);
  padding: 22px 26px;
  display: grid;
  grid-template-columns: auto 1fr auto;
  align-items: center;
  gap: 22px;
  box-shadow: var(--shadow-sm);
}
.horizon-card__icon {
  width: 56px;
  height: 56px;
  border-radius: 14px;
  background: var(--navy-800);
  color: var(--gold-500);
  display: grid;
  place-items: center;
}
.horizon-card__icon svg {
  width: 28px;
  height: 28px;
}
.horizon-card h3 {
  font-family: var(--font-sans);
  font-size: 19px;
  margin: 4px 0 6px;
}
.horizon-card p {
  color: var(--ink-mute);
  margin: 0;
  font-size: 15px;
}
.horizon-card__actions {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 12px;
}
.horizon-card__actions .btn {
  white-space: nowrap;
}
.horizon-card__fb {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  overflow: hidden;
  background: transparent;
  text-decoration: none;
  box-shadow: 0 1px 5px rgba(12, 18, 40, 0.16);
  transition:
    transform 0.15s ease,
    box-shadow 0.15s ease;
}
.horizon-card__fb:hover {
  transform: scale(1.06);
  box-shadow: 0 2px 12px rgba(12, 18, 40, 0.22);
}
.horizon-card__fb:focus-visible {
  outline: none;
  box-shadow:
    0 0 0 2px var(--navy-800),
    0 1px 5px rgba(12, 18, 40, 0.16);
}
.horizon-card__fb-img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: contain;
  pointer-events: none;
}
@media (max-width: 760px) {
  .horizon-card {
    grid-template-columns: 1fr;
    text-align: left;
  }
  .horizon-card__actions {
    width: 100%;
    justify-content: center;
    flex-wrap: wrap;
  }
  .horizon-card__actions .btn {
    flex: 1 1 100%;
    width: 100%;
    justify-content: center;
  }
}

/* ============== CONTACT ============== */
.section--contact {
  padding-bottom: clamp(56px, 8vw, 100px);
}
.contact__grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: clamp(28px, 5vw, 60px);
  align-items: start;
}
.contact__copy {
  padding-top: 8px;
}
.contact__icon {
  width: 56px;
  height: 56px;
  border-radius: 50%;
  background: rgba(245, 185, 33, 0.16);
  color: var(--gold-500);
  display: grid;
  place-items: center;
  margin-bottom: 18px;
}
.contact__icon svg {
  width: 26px;
  height: 26px;
}
.contact__slogan {
  margin: clamp(22px, 3.5vw, 32px) 0 0;
  max-width: 32ch;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(1.15rem, 2.2vw, 1.45rem);
  line-height: 1.35;
  letter-spacing: -0.02em;
  color: rgba(255, 255, 255, 0.95);
  text-align: left;
}
.contact__slogan-accent {
  display: inline-block;
  margin-top: 0.15em;
  color: var(--gold-500);
  letter-spacing: -0.01em;
}
.contact__phone {
  margin-top: clamp(24px, 4vw, 36px);
}
.contact__phone-link {
  display: inline-block;
  font-family: var(--font-display);
  font-weight: 700;
  font-size: clamp(1.35rem, 2.8vw, 1.75rem);
  letter-spacing: -0.02em;
  color: var(--gold-500);
  text-decoration: none;
  transition: color 0.15s ease;
}
.contact__phone-link:hover {
  color: #fff;
}
.contact__phone-link:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 4px;
  border-radius: 2px;
}
.contact__phone-note {
  margin: 0.45em 0 0;
  font-size: 15px;
  color: rgba(255, 255, 255, 0.72);
}
.contact-form {
  position: relative;
  background: #fff;
  color: var(--ink);
  border-radius: var(--radius-lg);
  padding: clamp(22px, 3vw, 32px);
  box-shadow: var(--shadow-lg);
  display: flex;
  flex-direction: column;
  gap: 0;
}
.contact-form__body {
  display: flex;
  flex-direction: column;
  gap: 14px;
}
.contact-form__trap {
  position: absolute;
  left: -9999px;
  width: 1px;
  height: 1px;
  overflow: hidden;
  opacity: 0;
  pointer-events: none;
}
.contact-form__title {
  font-family: var(--font-sans);
  font-size: 20px;
  margin: 0;
}
.contact-form__sub {
  color: var(--ink-soft);
  font-size: 14px;
  margin: 0;
}
.contact-form__promise {
  color: var(--ink);
  font-size: 14px;
  line-height: 1.5;
  margin: 0;
  font-weight: 600;
}
.contact-form__intro {
  display: flex;
  flex-direction: column;
  gap: 6px;
}

.field {
  display: flex;
  flex-direction: column;
  gap: 6px;
}
.field-row {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 14px;
}
.field label {
  font-size: 13px;
  font-weight: 600;
  color: var(--ink);
}
.field__hint {
  color: var(--ink-soft);
  font-weight: 400;
}
.field input,
.field select,
.field textarea {
  font-family: inherit;
  font-size: 16px;
  color: var(--ink);
  border: 1.5px solid #e3ddcc;
  background: #fbf9f3;
  padding: 12px 14px;
  border-radius: 10px;
  transition:
    border-color 0.15s,
    box-shadow 0.15s,
    background 0.15s;
  width: 100%;
  max-width: 100%;
}
.field textarea {
  resize: vertical;
  min-height: 110px;
}
.field input:focus,
.field select:focus,
.field textarea:focus {
  outline: 0;
  border-color: var(--gold-500);
  background: #fff;
  box-shadow: 0 0 0 4px rgba(245, 185, 33, 0.18);
}
.field--error input,
.field--error select,
.field--error textarea {
  border-color: var(--danger);
  background: #fff;
}
.contact-form button[type="submit"]:disabled {
  opacity: 0.65;
  cursor: not-allowed;
}
.contact-form__legal {
  color: var(--ink-soft);
  font-size: 12px;
  margin: 0;
}
.contact-form__status {
  font-size: 14px;
  margin: 10px 0 0;
}
.contact-form__status:empty {
  display: none;
  margin: 0;
}
.contact-form__status.is-success {
  color: #168a48;
}
.contact-form__status.is-error {
  color: var(--danger);
}
.contact-form--success .contact-form__body,
.contact-form--success .contact-form__status {
  display: none;
}
.contact-form__success {
  display: none;
  flex-direction: column;
  align-items: center;
  justify-content: center;
  gap: 12px;
  text-align: center;
  padding: clamp(16px, 4vw, 32px) 8px;
  min-height: 200px;
}
.contact-form--success .contact-form__success {
  display: flex;
}
.contact-form__success-title {
  font-family: var(--font-sans);
  font-size: 22px;
  margin: 0;
  color: var(--ink);
}
.contact-form__success-text {
  margin: 0;
  font-size: 15px;
  line-height: 1.55;
  color: var(--ink-soft);
  max-width: 28ch;
}

@media (max-width: 900px) {
  .contact__grid {
    grid-template-columns: 1fr;
  }
  .field-row {
    grid-template-columns: 1fr;
  }
}

/* ============== FOOTER ============== */
.site-footer {
  background: var(--navy-900);
  color: rgba(255, 255, 255, 0.75);
}
.site-footer__grid {
  display: grid;
  grid-template-columns: 1.4fr 1fr 1fr;
  gap: 36px;
  padding: clamp(48px, 7vw, 72px) var(--gutter) clamp(28px, 4vw, 40px);
}
.site-footer__brand {
  display: flex;
  flex-direction: column;
  gap: 14px;
  max-width: 360px;
}
.site-footer__logo {
  width: 220px;
  height: auto;
  display: block;
}
.site-footer__brand-meta {
  display: flex;
  flex-direction: row;
  align-items: flex-start;
  gap: 14px;
}
.site-footer__brand-meta p {
  color: rgba(255, 255, 255, 0.6);
  font-size: 14px;
  line-height: 1.6;
  margin: 0;
  flex: 1 1 auto;
  min-width: 0;
}
.site-footer__brand-meta p a {
  color: inherit;
  text-decoration: underline;
  text-underline-offset: 2px;
}
.site-footer__brand-fb {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  width: 32px;
  height: 32px;
  margin-top: 0.2em;
  border-radius: 50%;
  overflow: hidden;
  background: transparent;
  text-decoration: none;
  box-shadow: 0 1px 5px rgba(0, 0, 0, 0.28);
  transition:
    transform 0.15s ease,
    box-shadow 0.15s ease;
}
.site-footer__brand-fb:hover {
  transform: scale(1.06);
  box-shadow:
    0 0 0 2px rgba(245, 185, 33, 0.45),
    0 2px 12px rgba(0, 0, 0, 0.35);
}
.site-footer__brand-fb:focus-visible {
  outline: none;
  box-shadow:
    0 0 0 2px var(--gold-500),
    0 1px 5px rgba(0, 0, 0, 0.28);
}
.site-footer__brand-fb-img {
  width: 100%;
  height: 100%;
  display: block;
  object-fit: contain;
  pointer-events: none;
}
.site-footer h4 {
  font-family: var(--font-sans);
  font-size: 14px;
  color: #fff;
  margin-bottom: 14px;
  letter-spacing: 0.04em;
}
.site-footer ul {
  display: flex;
  flex-direction: column;
  gap: 8px;
  font-size: 14px;
}
.site-footer__service-link {
  display: inline-flex;
  align-items: center;
  gap: 0.35em;
  color: var(--gold-500);
  text-decoration: underline;
  text-underline-offset: 3px;
  text-decoration-thickness: 1px;
  transition: color 0.15s ease;
}
.site-footer__service-link-icon {
  width: 0.85em;
  height: 0.85em;
  flex-shrink: 0;
}
.site-footer a:hover {
  color: var(--gold-500);
}
.site-footer__services .site-footer__service-link:hover {
  color: #fff;
}
.site-footer__services .site-footer__service-link:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 3px;
  border-radius: 2px;
}
.site-footer__phone-note {
  color: rgba(255, 255, 255, 0.5);
  font-size: 13px;
}
.site-footer li.muted a {
  color: inherit;
  text-decoration: underline;
  text-underline-offset: 2px;
}
.site-footer .muted {
  color: rgba(255, 255, 255, 0.45);
  font-size: 13px;
}
.site-footer__bar {
  border-top: 1px solid rgba(255, 255, 255, 0.08);
  padding: 18px 0;
  font-size: 12.5px;
  color: rgba(255, 255, 255, 0.45);
}
.site-footer__bar-row {
  display: flex;
  justify-content: space-between;
  gap: 14px;
  flex-wrap: wrap;
}
.site-footer__bar-copy {
  display: flex;
  flex-wrap: wrap;
  align-items: center;
  gap: 8px;
  max-width: 100%;
}
.site-footer__links {
  display: flex;
  gap: 18px;
}
.site-footer__credits {
  padding: 14px var(--gutter) 2px;
  text-align: center;
  font-size: 11px;
  line-height: 1.5;
  color: rgba(255, 255, 255, 0.38);
}
.site-footer__credits a {
  color: rgba(255, 255, 255, 0.52);
  text-decoration: underline;
  text-underline-offset: 2px;
}
.site-footer__credits a:hover {
  color: var(--gold-500);
}

@media (max-width: 760px) {
  .site-footer__grid {
    grid-template-columns: 1fr;
    gap: 28px;
  }
}

/* Small bits */
:focus-visible {
  outline: 2px solid var(--gold-500);
  outline-offset: 3px;
  border-radius: 6px;
}

@media (prefers-reduced-motion: reduce) {
  *,
  *::before,
  *::after {
    animation-duration: 0.001ms !important;
    animation-iteration-count: 1 !important;
    transition-duration: 0.001ms !important;
    scroll-behavior: auto !important;
  }
}

/* =========================================================
   RESPONSIVE POLISH
   Targeted tweaks for tablets and phones. Larger layout
   already handled by main media queries above.
========================================================= */

/* Tablets / small laptops */
@media (max-width: 1024px) {
  .hero__grid {
    gap: 36px;
  }
  .nav__menu {
    gap: 22px;
  }
}

/* Tablets — 760-900 range */
@media (max-width: 900px) {
  .display {
    font-size: clamp(32px, 7vw, 52px);
  }
  .display--md {
    font-size: clamp(26px, 5.4vw, 40px);
  }
  .fees__list li,
  .callout p {
    font-size: 14px;
  }
}

@media (max-width: 767px) {
  .hero__copy-body .lede {
    margin-top: clamp(26px, 4.5vw, 36px);
    margin-bottom: clamp(14px, 2.5vw, 22px);
  }
}

/* Hero — Horizon pill on mobile: compact, 2 text lines + icon on the right */
@media (max-width: 720px) {
  .hero__affiliation {
    padding-top: 0;
  }
  .hero__affiliation .hero__affiliation-pill {
    width: 100%;
    max-width: 100%;
    box-sizing: border-box;
    border-radius: var(--radius-lg);
    padding: 10px 12px 10px 14px;
    column-gap: 10px;
    row-gap: 4px;
    letter-spacing: 0.02em;
    font-size: clamp(12px, 3.2vw, 14px);
    line-height: 1.3;
    background: rgba(255, 255, 255, 0.1);
    border-color: rgba(255, 255, 255, 0.18);
    box-shadow: 0 8px 32px rgba(0, 0, 0, 0.26);
    grid-template-columns: minmax(0, 1fr) auto;
    grid-template-rows: auto auto;
    align-items: center;
  }
  .hero__affiliation-primary {
    grid-column: 1;
    grid-row: 1;
    width: auto;
    max-width: 100%;
    line-height: 1.3;
    justify-content: center;
  }
  .hero__affiliation-secondary {
    grid-column: 1;
    grid-row: 2;
    line-height: 1.3;
    opacity: 0.95;
  }
  .hero__affiliation-fb {
    grid-column: 2;
    grid-row: 1 / -1;
    margin-top: 0;
    width: 30px;
    height: 30px;
    align-self: center;
  }
}

/* Phones — 540 and below */
@media (max-width: 540px) {
  .container {
    padding-inline: 24px;
  }
  .section {
    padding: clamp(48px, 12vw, 80px) 0;
  }

  /* Headline sizing */
  .display {
    font-size: clamp(28px, 8vw, 40px);
    line-height: 1.08;
  }
  .display--md {
    font-size: clamp(24px, 7vw, 34px);
  }

  /* Hero */
  .hero {
    --hero-below-content: 36px;
  }
  .hero__grid {
    padding-top: clamp(16px, 4vw, 28px);
    padding-bottom: clamp(20px, 4vw, 28px);
    gap: clamp(10px, 2.5vw, 16px);
  }
  .hero__affiliation {
    margin-top: clamp(32px, 8vw, 48px);
  }
  .hero__copy-head {
    margin-top: 0;
  }
  .hero__copy-head .display {
    margin-top: 0;
  }
  .hero__copy-body .lede {
    font-size: 15px;
    margin-top: clamp(28px, 6vw, 40px);
    margin-bottom: clamp(12px, 2.5vw, 18px);
    line-height: 1.65;
  }
  .hero__guarantee {
    margin-top: clamp(22px, 4vw, 28px);
    margin-bottom: clamp(30px, 6vw, 44px);
    padding: clamp(8px, 2vw, 12px) 4px clamp(12px, 2.5vw, 18px);
    font-size: 18px;
    line-height: 1.45;
  }
  .hero__cta .btn {
    padding-top: 18px;
    padding-bottom: 18px;
  }

  .eyebrow--pill:not(.hero__affiliation-pill) {
    white-space: normal;
    line-height: 1.5;
    text-align: left;
    padding: 10px 16px;
  }

  /* Section heads */
  .section__head {
    margin-bottom: 28px;
  }
  .section__sub {
    font-size: 14px;
  }

  /* Process cards: tighter, smaller number badge */
  .process-card {
    grid-template-columns: 40px 1fr;
    gap: 14px;
    padding: 18px 16px;
  }
  .process-card__num {
    width: 36px;
    height: 36px;
    font-size: 14px;
    border-radius: 8px;
  }
  .process-card h3 {
    font-size: 16px;
  }
  .process-card p {
    font-size: 14.5px;
  }

  /* Don't cards */
  .dont-card {
    padding: 18px 18px 20px;
  }

  /* Fees */
  .fees__list li {
    font-size: 14px;
  }
  .callout {
    padding: 14px 16px;
  }

  /* Results card foot stacks vertically */
  .result-card {
    padding: 20px 18px;
  }
  .result-card__foot {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }
  .result-card__win {
    text-align: left;
  }

  /* Horizon callout */
  .horizon-card {
    padding: 20px;
    gap: 14px;
  }
  .horizon-card__icon {
    width: 48px;
    height: 48px;
  }
  .horizon-card__icon svg {
    width: 24px;
    height: 24px;
  }
  .horizon-card h3 {
    font-size: 17px;
  }
  .horizon-card p {
    font-size: 14.5px;
  }
  .horizon-card__actions .btn {
    width: 100%;
    white-space: normal;
  }

  /* Contact */
  .contact-form {
    padding: 22px 18px;
  }

  /* Footer bottom bar stacks */
  .site-footer__bar-row {
    flex-direction: column;
    align-items: flex-start;
    gap: 10px;
  }
  .site-footer__links {
    gap: 14px;
  }
}

/* Very narrow phones — iPhone SE etc. */
@media (max-width: 380px) {
  .display {
    font-size: 26px;
    line-height: 1.1;
  }
  .display--md {
    font-size: 22px;
  }
  .container {
    padding-inline: 20px;
  }
}

/* Safety net: prevent any unintended horizontal scroll */
html,
body {
  overflow-x: clip;
}